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Commercial Benefits - Reduce Costs
Card Processing
Reduce your card processing costs with our preferential rates
With more and more retail sales now happening on plastic it's critical you have the best card processing deal available.
Over 380 outlets use our exclusive card processing package with HSBC, which generates over 1 million card transacitons annually, worth nearly £100m.* That gives us a great position to help you get a good deal on your card processing rates.
* Based on Oct 05 - Oct 06 figures.
Key Features
- Benefit from our combined negotiating power
- Exclusive low rates on debit and credit card transactions
- If your turnover is greater than £300k we will help you gain an individual negotiation
- Low rates on terminal rental costs
- Free terminal set-up, usually £150
- No refund card charges (other providers can charge 30p - 40p on every refund)
Preferential card processing rates available to:
Download Documents
Frequently Asked Questions
Q: Do I have to change banks to use HSBC for my card processing?
A: No, this is a card processing service and is completely separate to business banking so there is no need to change banks. The benefit of banking with HSBC as well as doing your card processing with them is that payments get into your account quicker. Plus if you do switch your banking to HSBC they will give you 3 months terminal rental free.
Q: How long does it take for HSBC to set-up my card processing facility?
A: We generally advise retailers to expect their service to be up and
running within 3 - 5 weeks, often it happens quicker than this but
because its so important to your business we suggest you allow plenty of
time. Afterall there's money involved! HSBC will need to conduct a site survey of your premises before the facility is set-up.
Q: How and when can I negotiate lower rates with HSBC?
A: If your credit card turnover is in excess of £300,000 per year you may be able to negotiate lower rates. We don't publish these rates because it is done on an individual basis depending upon your turnover, sales volumes and average transaction values plus the amount of customer not present sales. If you would like us to arrange a personal negotiation with HSBC please contact us
